The Texas ABLE account is a special savings account that allows people with disabilities (and their families) to save for qualified expenses without losing important benefits like SSI or Medicaid. That means you can put money aside for things like therapies, adaptive equipment, education, housing, and transportation — all in a safe, tax-advantaged account.
For me, it was a relief to know that:
- We could accept gifts and donations from friends and family directly into the account.
- The funds would be there when my daughter needed them most.
- We could plan ahead without worrying about benefit limits.
I remember how stressful it used to be to keep track of expenses and worry about what would happen if we saved “too much.” Now, I feel peace knowing we have a place just for her needs — both now and in the future.
If you have a loved one with a disability in Texas, I truly encourage you to look into it. You can learn more and see if you qualify here:
👉 https://www.texasable.org
Because every family deserves a way to prepare for tomorrow while living fully today.❤️
How to Open a Texas ABLE Account (Step-by-Step)
- Go to the official site → https://www.texasable.org
- Click “Open an Account” and create your login.
- Gather your documents — you’ll need your child’s Social Security number, proof of eligibility (disability benefits letter or doctor’s certification), and your contact info.
- Link your bank account so you can transfer money in and out.
- Wait for the micro-deposits — within a couple of days, Texas ABLE will send two small deposits (like $0.03 and $0.09) into your bank account.
- Verify the amounts — log back in to your Texas ABLE account and enter the exact amounts they sent. This confirms you own the bank account.
- Start saving! You can set up one-time deposits, automatic transfers, or share your “Gift Page” link so friends and family can contribute directly.
Hirahcares 